Tips & Tricks to Stay on Budget this Holiday Season
Holidays are about spending time with friends, family, and the ones that mean the most to you. Take a look at 5 tips and tricks to help you stay on track with your budget:
1. Make a list
- Making a list will help you plan out who you need to purchase gifts for. You can also place a dollar amount next to each person’s name to help you budget better.
2. Be Proactive
- Don’t wait until the last minute to purchase all your gifts, your bank account won’t like that. Spreading out your buying will save you from overspending and a stressful situation.
3. Not everything has to be the latest version
- While purchasing the latest technology is great, it is not the most important thing to many people. You are more likely to save more by gifting a version that was from a few months prior and the receiver will be just as happy.
4. Homemade Presents
- Making your own presents gives a more personal touch to the gift and also helps you save money. You might not be able to do this for everyone on your list, but your parents, grandparents, or significant other will enjoy a sentimental gift you make.
5. Take shipping into consideration
- Since 2020 has been an unusual year, most individuals are doing more online shopping this year. Shipping costs can add up quickly and most stores require you to purchase a minimum amount to qualify for free shipping. Double-check your list to see if you can cross off more than one person with a transaction so you are not paying more for delivery or service fees.
Check out 11 affordable gifts on Amazon for him, her, kids, and the people who mean the most to you.
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